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Home › Find a Lender › West Virginia
West Virginia · vetted specialists

Construction loan lenders in West Virginia

Local and national specialists financing new-home and owner-builder construction across West Virginia — with cost-to-build context to size your loan.

Quick answer

Construction loan lenders in West Virginia offer one-time close, two-time close, owner-builder, and FHA/VA/USDA programs. Conventional builds typically need 20–25% down; FHA can be 3.5% and VA/USDA 0% for eligible borrowers. Get matched free to compare specialists serving West Virginia.

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West Virginia directory

Lenders serving West Virginia

US Bank ✓ Verified

📍 All 50 states
One-Time CloseOwner-Builder2nd Mortgage / HELOCLand

Specializing on Construction to Perm Financing for Owner Occupied, Second Homes, ADU and Barndominium Properties. Will do OWNER BUILDER on case by case basis. Lot Financing Available. LENDING IN ALL 50 STATES!!!

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Citizens Bank of West Virginia

📍 WV
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City National Bank

📍 WV
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Fifth Third Bank

📍 SC, WV
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Jefferson Security Bank

📍 WV
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Putnam County Bank

📍 WV
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WesBanco Bank, Inc.

📍 MD, WV
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Construction loans in West Virginia — FAQ

What down payment do West Virginia construction lenders require?
Conventional construction loans in West Virginia typically need 20–25% down; FHA one-time close can be 3.5%, and eligible VA and USDA borrowers may put 0% down.
Can I get an owner-builder construction loan in West Virginia?
Yes — some lenders serving West Virginia offer owner-builder programs, though approval is stricter than with a licensed general contractor. Get matched to compare them.
How do I compare construction loan lenders in West Virginia?
Compare the loan programs each lender actually originates (one-time close, two-time close, owner-builder, FHA/VA/USDA), their minimum loan amounts, and their true service area — or get matched free with specialists serving West Virginia.

Nearby: Ohio · Pennsylvania · Maryland · Virginia · Kentucky

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