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Home › Find a Lender › Pennsylvania
Pennsylvania · vetted specialists

Construction loan lenders in Pennsylvania

Local and national specialists financing new-home and owner-builder construction across Pennsylvania — with cost-to-build context to size your loan.

Quick answer

Construction loan lenders in Pennsylvania offer one-time close, two-time close, owner-builder, and FHA/VA/USDA programs. Conventional builds typically need 20–25% down; FHA can be 3.5% and VA/USDA 0% for eligible borrowers. Get matched free to compare specialists serving Pennsylvania.

Pennsylvania cost to build · via StartBuild

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Pennsylvania directory

Lenders serving Pennsylvania

US Bank ✓ Verified

📍 All 50 states
One-Time CloseOwner-Builder2nd Mortgage / HELOCLand

Specializing on Construction to Perm Financing for Owner Occupied, Second Homes, ADU and Barndominium Properties. Will do OWNER BUILDER on case by case basis. Lot Financing Available. LENDING IN ALL 50 STATES!!!

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ACNB Bank

📍 PA
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Citizens Savings Bank

📍 PA
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First Commonwealth Bank

📍 PA
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PNC Bank

📍 PA
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Provident Bank

📍 PA
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Regions Bank

📍 PA
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Sail Mortgage

📍 PA
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Somerset Federal Credit Union

📍 PA
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The Dime Bank Honesdale PA

📍 PA
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United Bank

📍 MA, PA, TN
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Construction loans in Pennsylvania — FAQ

What down payment do Pennsylvania construction lenders require?
Conventional construction loans in Pennsylvania typically need 20–25% down; FHA one-time close can be 3.5%, and eligible VA and USDA borrowers may put 0% down.
Can I get an owner-builder construction loan in Pennsylvania?
Yes — some lenders serving Pennsylvania offer owner-builder programs, though approval is stricter than with a licensed general contractor. Get matched to compare them.
How do I compare construction loan lenders in Pennsylvania?
Compare the loan programs each lender actually originates (one-time close, two-time close, owner-builder, FHA/VA/USDA), their minimum loan amounts, and their true service area — or get matched free with specialists serving Pennsylvania.

Nearby: New York · New Jersey · Delaware · Maryland · West Virginia · Ohio

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