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Home › Find a Lender › Maryland
Maryland · vetted specialists

Construction loan lenders in Maryland

Local and national specialists financing new-home and owner-builder construction across Maryland — with cost-to-build context to size your loan.

Quick answer

Construction loan lenders in Maryland offer one-time close, two-time close, owner-builder, and FHA/VA/USDA programs. Conventional builds typically need 20–25% down; FHA can be 3.5% and VA/USDA 0% for eligible borrowers. Get matched free to compare specialists serving Maryland.

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Maryland directory

Lenders serving Maryland

US Bank ✓ Verified

📍 All 50 states
One-Time CloseOwner-Builder2nd Mortgage / HELOCLand

Specializing on Construction to Perm Financing for Owner Occupied, Second Homes, ADU and Barndominium Properties. Will do OWNER BUILDER on case by case basis. Lot Financing Available. LENDING IN ALL 50 STATES!!!

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Fulton Bank

📍 MD
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Queenstown Bank

📍 MD
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WesBanco Bank, Inc.

📍 MD, WV
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Woodsboro Bank

📍 MD
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Construction loans in Maryland — FAQ

What down payment do Maryland construction lenders require?
Conventional construction loans in Maryland typically need 20–25% down; FHA one-time close can be 3.5%, and eligible VA and USDA borrowers may put 0% down.
Can I get an owner-builder construction loan in Maryland?
Yes — some lenders serving Maryland offer owner-builder programs, though approval is stricter than with a licensed general contractor. Get matched to compare them.
How do I compare construction loan lenders in Maryland?
Compare the loan programs each lender actually originates (one-time close, two-time close, owner-builder, FHA/VA/USDA), their minimum loan amounts, and their true service area — or get matched free with specialists serving Maryland.

Nearby: Virginia · West Virginia · Pennsylvania · Delaware

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