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Home › Find a Lender › Arkansas
Arkansas · vetted specialists

Construction loan lenders in Arkansas

Local and national specialists financing new-home and owner-builder construction across Arkansas — with cost-to-build context to size your loan.

Quick answer

Construction loan lenders in Arkansas offer one-time close, two-time close, owner-builder, and FHA/VA/USDA programs. Conventional builds typically need 20–25% down; FHA can be 3.5% and VA/USDA 0% for eligible borrowers. Get matched free to compare specialists serving Arkansas.

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Arkansas directory

Lenders serving Arkansas

US Bank ✓ Verified

📍 All 50 states
One-Time CloseOwner-Builder2nd Mortgage / HELOCLand

Specializing on Construction to Perm Financing for Owner Occupied, Second Homes, ADU and Barndominium Properties. Will do OWNER BUILDER on case by case basis. Lot Financing Available. LENDING IN ALL 50 STATES!!!

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Arkansas Federal Credit Union

📍 AR
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Arvest Bank

📍 AR
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Capital Home Mortgage Arkansas

📍 AR
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First National Bank of NWA

📍 AR
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FOCUS Bank

📍 AR
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Simmons Bank

📍 AR
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Summit Lending

📍 AR
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Telcoe Federal Credit Union

📍 AR
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Construction loans in Arkansas — FAQ

What down payment do Arkansas construction lenders require?
Conventional construction loans in Arkansas typically need 20–25% down; FHA one-time close can be 3.5%, and eligible VA and USDA borrowers may put 0% down.
Can I get an owner-builder construction loan in Arkansas?
Yes — some lenders serving Arkansas offer owner-builder programs, though approval is stricter than with a licensed general contractor. Get matched to compare them.
How do I compare construction loan lenders in Arkansas?
Compare the loan programs each lender actually originates (one-time close, two-time close, owner-builder, FHA/VA/USDA), their minimum loan amounts, and their true service area — or get matched free with specialists serving Arkansas.

Nearby: Missouri · Tennessee · Mississippi · Louisiana · Texas · Oklahoma

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